DPR Readiness
DPR Review & Second Opinion
A DPR that fails at the bank usually fails on a few predictable points: unsupported costs, optimistic capacity use, a thin working-capital assessment or a DSCR that only works in the best year. We review your existing report the way a credit officer would and tell you what to fix before you submit.
What we check
- Cost of project: each head against quotations and estimates, contingencies, pre-operative expenses and margin for working capital.
- Means of finance: promoter contribution, term loan, subsidy treatment and whether the structure meets the lender's margin requirements.
- Revenue and cost assumptions: capacity build-up, prices, yields, raw-material cost and overheads, compared with what the market and the plant can support.
- Working capital: the operating cycle, holding levels and the bank finance required, consistent with CMA data.
- Repayment capacity: year-wise and average DSCR, break-even and sensitivity to lower prices, higher costs and delay.
- Consistency: between the DPR, the subsidy application, approvals and the promoter's own financial statements.
How the review works
- 1
Share the DPR
Send the report and the working file if you have it, through the project audit form or on WhatsApp.
- 2
Written review
A short note listing the issues by severity, with the reason a lender would raise each one.
- 3
Fix or rebuild
You can make the changes yourself, or we revise the model and the report.
Test the key numbers yourself first with our DSCR, EMI and break-even calculators.
Upload your DPR for a second opinion.
Use the project audit form to share the DPR and a line on the bank and scheme you are targeting. We come back with a written review.