MIS & Management Reporting
Monthly MIS, KPI dashboards and variance analysis.
Read moreServices
Virtual CFO
Most growing MSMEs need CFO-level decisions long before they can justify a full-time CFO. Our virtual CFO retainer gives you a Chartered Accountant who reads the numbers every month, plans cash ahead of time and manages the relationship with your bank.
Virtual CFO services
Budgeting & Cash-Flow Management
Annual budget, 13-week cash forecast and working-capital control.
Read moreBanker & Investor Relations
Stock statements, renewal reviews, covenant tracking and investor reporting.
Read moreWhat the retainer covers
- Monthly close and MIS: a reliable set of numbers each month, with the few indicators that matter for your business.
- Budget and cash plan: an annual budget and a rolling short-term cash forecast, so shortfalls are seen weeks ahead.
- Working capital: debtor, inventory and creditor cycles tracked against bank limits and drawing power.
- Bank and investor relations: stock statements, renewals, covenant tracking and reporting packs.
- Compliance oversight: GST, TDS, payroll and ROC calendars monitored with your accountant, so nothing is missed. See the compliance calendar.
Who it suits
| Situation | What the virtual CFO adds |
|---|---|
| Growing unit with an accountant but no finance head | Decision support, cash planning and a single view of profitability |
| Unit with a new term loan or CC limit | Covenant tracking, stock statements and timely renewal data |
| Startup after a funding round | Board and investor reporting, budget control and burn tracking |
| Family business planning an expansion | Project evaluation, funding plan and lender preparation |
How the engagement runs
We agree a scope and a monthly calendar: data from your team by a fixed date, MIS and a review call each month, and quarterly sessions on budget, bank and strategy. The retainer is priced on scope, not on a percentage of turnover, and can start with a three-month trial period.
Prefer to talk it through?
Request a call, WhatsApp call or office meeting in Lucknow at a time that suits you. A Chartered Accountant will confirm the slot.