DSCR Calculator
Year-wise, average and minimum DSCR for a term loan.
Read moreDPR Readiness
Financial Tools & Ratios
Test the numbers a lender will look at before you submit a proposal. These calculators run entirely in your browser: nothing you enter is sent to us or stored.
Calculators and guides
EMI & Loan Repayment Calculator
EMI, moratorium treatment and a year-wise repayment schedule.
Read moreBreak-Even Calculator
Accounting and cash break-even, P/V ratio and margin of safety.
Read moreKey Bank Ratios Guide
Current ratio, TOL/TNW, DSCR and interest coverage: meaning and how banks read them.
Read moreHow to use these tools
Start with the EMI calculator to fix the repayment schedule, carry the interest and principal into the DSCR calculator alongside your projected profits, and check how much of your capacity you need to sell to cover costs with the break-even calculator. The bank ratios guide explains how lenders read the results.
The results are only as good as the inputs. A calculator cannot tell you whether a price or capacity assumption is realistic; that is what a DPR review is for.
Want a structured view of your project?
Share the outline. We review it against our five-step approach and come back with the incentive scope, viability risks and capital gaps we see.