Services
Budgeting & Cash-Flow Management
Profitable businesses still run out of cash when collections slip, inventory builds up or a loan instalment lands in a weak month. We put a budget and a rolling cash forecast in place, so you see the gap before it happens.
Three tools we put in place
Annual budget
Sales, margins, overheads, capital expenditure and funding for the year, built bottom-up with the people who run the business.
13-week cash forecast
Week-by-week receipts and payments, rolled forward every week, with loan repayments, GST and payroll dates built in.
Working-capital cycle
Debtor, inventory and creditor days tracked against targets and against the assumptions in your bank's CMA assessment.
Where it pays off
- Planning repayment of a term loan through seasonal months. Test the instalment with our EMI calculator.
- Deciding whether an enhancement in working-capital limits is needed and supporting it with CMA data.
- Collecting faster from slow-paying buyers, including the statutory remedies for MSE suppliers under the MSMED Act.
Prefer to talk it through?
Request a call, WhatsApp call or office meeting in Lucknow at a time that suits you. A Chartered Accountant will confirm the slot.