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INDUSTREE EDGEFrom policy to projects

DPR Readiness

Sample DPR Format & Checklist

A bank-ready DPR follows a familiar structure, and lenders look for the same supporting documents in almost every proposal. Use the outline to see what goes into the report, and print the checklist to collect documents before the work begins.

Outline of a bank-ready DPR

  1. 1

    Executive summary

    Project, promoters, location, capacity, cost of project, means of finance, key ratios and incentives applied for.

  2. 2

    Promoters and the enterprise

    Background, experience, constitution, shareholding, existing business and net worth.

  3. 3

    Product, market and demand

    Product description, target market, competition, pricing basis and marketing arrangements.

  4. 4

    Technical details

    Process flow, technology, capacity, plant layout, machinery list with suppliers, utilities, raw materials and manpower.

  5. 5

    Site, approvals and environment

    Land and building, approvals obtained and pending, pollution category and waste handling.

  6. 6

    Cost of project and means of finance

    Land, building, plant and machinery, other assets, pre-operatives, contingencies and margin for working capital; promoter contribution, term loan and subsidy.

  7. 7

    Financial projections

    Capacity utilisation, revenue, costs, profitability, cash flows, balance sheets and working-capital assessment over the loan tenure.

  8. 8

    Ratios and sensitivity

    DSCR, break-even, current ratio, TOL/TNW and the effect of adverse changes. See the key bank ratios guide.

  9. 9

    Implementation schedule and risks

    Milestones from land to commercial production, and the main risks with mitigants.

Printable document checklist

Tick the documents you already have, then print the list or save it as a PDF. Bring it to your first meeting with us or your bank.

Want us to turn the checklist into a bank-ready DPR?

Print the checklist, collect what you have and share it with us. We tell you what is missing and how long the DPR will take.